This is specially designed for salary earners who would like to receive their salaries through a savings account with Heritage Bank. This is best suited for junior staffs of organization.

  • Account Opening Balance N0.00
  • Minimum Balance N500.00
  • Applicable interest rate
  • Access to non-clearing cheque book
  • SMS Alert on all transactions
  • Access to debit card
  • Internet & Mobile banking
  • Account Opening Form


Documents Required

  • Two recent passport photographs
  • Employee’s ID card
  • Letter of introduction from Employer
  • Recent utility bill and evidence of address verification by the RM
  • Employer’s address must be physically verified
  • Valid, statutory means of identification

Any cash lodgement above customer’s salary will be flagged and will be subject to verification.

For cheque lodgement, reference will be required.