A Step by Step Guide on How to Check Your BVN
A Step by Step Guide on How to Check Your BVN | A Step-by-Step Guide on How to Check Your BVN (Bank Verification Number)
Introduction: In today’s digital era, your Bank Verification Number (BVN) serves as a crucial identification tool in the Nigerian banking system. Your BVN ensures that your financial transactions are secure and helps curb fraud and identity theft. Whether you’re a new account holder or simply want to verify your BVN, this step-by-step guide will walk you through the process of checking your BVN.
Step 1: Locate your BVN on Your Bank Statement or Debit Card Before going through the hassle of checking your BVN, first, check your bank statement or debit card. Most Nigerian banks provide the BVN on the top right corner of your bank statement or the back of your debit card. If you find it there, there’s no need to proceed further. Keep your BVN safe and avoid sharing it with anyone.
Step 2: Visit Your Bank Branch If you can’t find your BVN on your bank statement or debit card, head to your bank branch. Locate the customer service desk or any available assistance point. Be sure to bring along a valid ID card (Driver’s License, National ID card, International Passport, or Voter’s card) to prove your identity.
Step 3: Speak to a Customer Service Representative Once you’re at the customer service desk, inform the representative that you want to check your BVN. They will ask for your valid ID card and possibly some basic account information to verify your identity and link your BVN to your account.
Step 4: Mobile Banking or Internet Banking If visiting the bank is not convenient for you, check if your bank provides mobile banking or internet banking services. Most Nigerian banks now offer these services, enabling you to check your BVN from the comfort of your home or anywhere with an internet connection.
a) Mobile Banking:
- Download your bank’s mobile app from the App Store (iOS) or Google Play Store (Android).
- Log in to the app using your account details.
- Navigate to the profile or settings section.
- Look for an option related to BVN, often found under “Personal Information” or a similar category.
- Your BVN should be displayed on the screen.
b) Internet Banking:
- Visit your bank’s official website using a web browser on your computer or smartphone.
- Log in to your internet banking account using your credentials.
- Locate the “Profile” or “Account Settings” section.
- Find the option to view your BVN.
- Your BVN should be visible on the screen.
Step 5: USSD Code (Unstructured Supplementary Service Data) Most Nigerian banks provide USSD codes that allow customers to check their BVN without an internet connection. Here’s how to do it:
- Dial the USSD code provided by your bank (e.g., 5650# or 5652#).
- Enter the phone number linked to your bank account.
- Follow the on-screen instructions to confirm your identity.
- Your BVN will be displayed on the screen.
Conclusion: Your Bank Verification Number (BVN) is a crucial aspect of your financial identity in Nigeria. By following the steps outlined in this guide, you can easily check and verify your BVN, ensuring that your financial transactions remain secure and protected. Always keep your BVN confidential and avoid sharing it with unknown individuals or over insecure channels to maintain the security of your personal information.