Top 10 Bursaries with Stipends for Living Expenses
Top 10 Bursaries with Stipends for Living Expenses | Higher education can be expensive, but some bursaries go beyond tuition coverage by providing stipends for living expenses. These bursaries help students afford accommodation, food, transport, and other essential costs, making it easier to focus on academics.
In this guide, we’ll explore the top 10 bursaries that offer stipends for living expenses, their benefits, eligibility criteria, and how to apply.
What Are Bursaries with Living Stipends?
Bursaries with living stipends provide financial aid that covers both tuition and daily expenses. These programs are designed to assist students from low-income backgrounds or those studying in high-demand fields.
Types of Bursaries with Stipends
Full-Coverage Bursaries – Pay for tuition, accommodation, meals, and transport. Partial Bursaries with Stipends – Cover tuition plus a monthly or annual allowance. Field-Specific Bursaries – Provide stipends for students in key sectors like STEM, healthcare, and education. Government-Funded Bursaries – National or regional programs that support students financially. International Bursaries – Offered to students studying abroad with living allowances.
Top 10 Bursaries with Stipends for Living Expenses
1. National Student Financial Aid Scheme (NSFAS) – South Africa
Covers tuition, accommodation, books, and a monthly stipend for meals and transport. Available for students at public universities and TVET colleges. Applicants must meet financial and academic requirements.
2. Chevening Scholarships – United Kingdom
Fully funded by the UK government for international master’s students. Includes tuition fees, travel costs, and a monthly stipend for living expenses. Open to students from eligible countries worldwide.
3. Fulbright Program – USA
Covers tuition, airfare, and living expenses for international students. Available for graduate students, young professionals, and artists. Includes health benefits and cultural exchange opportunities.
4. DAAD Scholarships – Germany
Covers tuition fees, health insurance, and monthly living stipends. Available for international students pursuing master’s or PhD degrees. Offers travel allowances and research grants.
5. Australia Awards Scholarships – Australia
Fully funds tuition, airfare, and provides a generous stipend for living expenses. Open to students from developing countries in Asia, Africa, and the Pacific. Includes academic and professional development support.
6. Vanier Canada Graduate Scholarships – Canada
Provides a stipend of CAD 50,000 per year for three years. Open to PhD students in social sciences, humanities, and natural sciences. Designed for international and domestic students with strong academic records.
7. Eiffel Excellence Scholarship – France
Covers tuition, health insurance, and a monthly allowance of €1,181 for living expenses. Available for international master’s and PhD students. Includes travel and cultural integration assistance.
8. Joint Japan/World Bank Graduate Scholarship Program
Covers tuition, a monthly living stipend, travel costs, and health insurance. Available for students from developing countries pursuing master’s degrees. Requires applicants to commit to returning to their home countries after graduation.
9. Gates Cambridge Scholarship – United Kingdom
Fully funded scholarship covering tuition, airfare, and a living stipend. Open to international postgraduate students at the University of Cambridge. Provides additional funding for academic development and family support.
10. Mastercard Foundation Scholars Program
Offers full tuition, accommodation, books, and a monthly stipend for living costs. Available for academically talented students from Africa. Includes leadership training, mentorship, and networking opportunities.
Top 10 Bursaries with Stipends for Living Expenses
How to Apply for These Bursaries
1. Research Eligibility Requirements
Visit official bursary websites and check financial and academic criteria. Ensure you meet nationality, field of study, and grade requirements.
2. Prepare Required Documents
Proof of income (parents’ or personal financial statements). Academic transcripts, recommendation letters, and personal statements. Study plans, proof of admission, and any additional required documents.
3. Submit Applications on Time
Complete online or paper applications before deadlines. Double-check documents to avoid disqualification.
4. Follow Up & Prepare for Interviews (If Required)
Some bursaries require interviews—be ready to discuss your academic and financial background. Monitor application status and respond to additional requests.
Tips for Securing a Bursary with a Stipend
Apply Early – Deadlines are strict, so submit your application well in advance. Apply to Multiple Bursaries – Increase your chances by applying to several programs. Maintain Good Academic Performance – Many bursaries require a strong GPA. Write a Strong Personal Statement – Explain your financial need and career goals clearly. Seek Guidance – Get help from teachers, mentors, or bursary advisors.
Final Thoughts
Bursaries with living stipends provide essential financial support for students, covering both tuition and daily expenses. By researching available opportunities, preparing a strong application, and applying on time, students can secure funding that enables them to focus on their studies and future careers.
Start applying today and take the first step toward a fully funded education!
Top 10 Bursaries with Stipends for Living Expenses
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