Providus Bank Limited Card Services





ProvidusBank Verve Card is a local payment card that gives you real-time access tio funds in your Savings or Current Naira account, allows you to conveniently pay for goods and services on all ATMs (Automated Teller Machines), POS and other payment channels without visiting our banking halls. It is acceptable at merchant locations where the Verve/Interswitch logos are displayed.


  • Accepted wherever the Interswitch logo or verve logo is displayed in Nigeria
  • Can be linked to your current or savings account denominated in Naira
  • Safe and convenient
  • One-Time-Password (OTP) security for online transactions
  • Validity period of 3 years
  • Convenient and secure access to funds
  • Flexible, can be used across multiple channels – POS, Online, ATMs
  • Can be used on Quickteller for transfers, payment of bills and airtime recharge
  • Transaction monitoring via the online banking platform
  • Earn and redeem Verve reward money when you spend at participating merchant outlets
  • Designed for each customer segment

To start using your ProvidusBank verve debit card, please activate through any of the following options:

Option 1 Option 2 Option 3
Step 1: Request to use PIN selection POS at any ProvidusBank branch.

Step 2: Insert your card to select PIN.

Step 3: Input your PIN of choice and card will be activated instantly.

Step 1: Send an SMS message as shown below;

REQ 14* Last five digits on card#

Step 2: Proceed to change PIN on any Bank’s ATM

***Please use the phone number registered with the Bank to send the SMS.

Step 1: Call the ProvidusBank Business Concierge on 070077684387 to request for a PIN push notification.

Step 2: Proceed to change PIN on any Bank’s ATM.

Card Transaction Limits

Daily Limits Verve Classic Verve Gold Verve Platinum Verve Black
ATM N150,000 N200,000 N250,000 N250,000
POS N500,000 N750,000 N2,000,000 N2,000,000
WEB N500,000 N750,000 N2,000,000 N2,000,000