HB TalkOn (SMS Short Code Service)

HB TalkOn (SMS Short Code Service)


Get on board the HB TalkOn SMS shortCode train and get things done as quickly as it took you to read this!

All you need is the mobile number you have registered with your Heritage Bank account. You don’t need to register for the service, you don’t need any app! Just type the short code *322*030*, extended by whatever service you want, and “wham!”

Awesome fact:

It works on any Mobile Phone

Here’s an example:

To recharge your line with N1000 airtime

  1. Just dial *322*030*1000#
  2. The Money is deducted Directly from your Heritage Bank Account
  3. You will receive an SMS informing you of a successful transaction

Any enquiry?


  • You can recharge or perform any other service from the comfort of your home, your office or even while driving!
  • It is available 24 Hours a day, 7 days a week

You can recharge your line, recharge another person’s line, transfer funds or pay bills by just sending the required code.

  • Self-recharge – *322*030*AMOUNT#
  • Third Party Recharge – *322*030*PHONENUMBER*AMOUNT#
  • Transfer – *322*030*ACCOUNTNUMBER*AMOUNT#
  • Bill Payment – *322*030*BILLER ID *AMOUNT#, for example, to pay for LCC Dial *322*030*1066*AMOUNT#

See key billers and their respective ID’s below.


Remember to save these codes as a CONTACT on your phone (we suggest the name ‘TalkOn’), so all you need to do next time is select from contact list and dial for whatever service you want!