First Bank of Nigeria Visa Gold Card
First Bank of Nigeria Visa Gold Card
First Visa Gold Card
FirstBank Visa Gold card is an international premium credit card issued in partnership with Visa International. It is a US Dollars denominated card and secured by chip and PIN technology.
More Information
Features
- Daily spend limit on ATM ($1,000) , POS ($10,000) and WEB ($5,000) anywhere in the World with your Visa Gold card.
- Access to international emergency services with your Visa Gold card i.e. Emergency Card Replacement & Emergency Cash Advance in situations where your card gets lost or damaged.
- International Credit Card Capabilities.
- Card Protection to activate or deactivate cards for all types of transaction, using the Card-in-Control Service on Firstmobile or the USSD *894# – Quick banking-Card management.
How to Apply
To apply for a FirstBank Visa Gold Card,
Visit any FirstBank Branch closest to you to complete an application form.
FAQs
1) Is the Visa Gold card a Debit or a Credit card?
- The Visa Gold card is a cash-backed Credit Card. The limit assigned to the card corresponds exactly to the amount paid by the cardholder into the Visa Gold card account, issuance fee of $3 and annual maintenance fee of $20 which is taken upfront.
2) Will a lien be placed on my US Domiciliary account with respect to my desired limit on the Visa Gold card?
- No. You would, however, be required to always maintain a minimum operating balance of $40 in your Visa Gold account.
3) What are the fees associated with the Visa Gold card?
- Issuance fee – $3
- Annual maintenance fee – $20
- Purchase fee (POS, Internet) – Free
- Web fee – Free
- ATM withdrawal fee – $3
- Card Replacement Fee – $3
4) What are the daily usage limits for my Visa Gold card?
- ATM cash withdrawals – $1,000 (total frequency – 5 times)
- Purchases (POS) – $10,000 (total frequency – 20 times)
- Purchases (Internet) – $5,000 (total frequency – 5 times)
- POS Cash Advance (Branch) – $5,000
- POS Cash Advance (Merchant) – $5,000
The above limits are subject to a daily cumulative limit of $10,000.
5) How long would it take for my Visa Gold card to be ready for collection, after I submit my application?
For Lagos branches, the Visa Gold card will be ready for collection 2 business days after application. While for upcountry branches, Visa Gold cards will be ready for collection 5 business days after application. Please visit a first bank branch to apply. Compulsory hold amount on card is $40.