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Access Bank Hida Account

HIGH INTEREST DEPOSIT ACCOUNT

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HIDA is a special deposit account designed for you to save for a project or keep away some funds for a rainy day while fully maximizing credit interest earned on your savings. You can enjoy tiered interest rates; meaning the larger the balance, the higher the interest earned. Interest earned per annum accrues daily on available credit balance and is payable monthly.

What You Get

  • You earn highly competitive interest rates per annum on your available balances payable monthly. This simply means the more you save the more you earn:
    • Less than ₦100,000 &  2% p.a.
    • ₦100,000 & ₦999,999 & 4.5% p.a.
    • ₦1,000,000 & ₦4,999,999 & 5.0% p.a.
    • ₦5 million and above & 6.0% p.a.
  • Gives you the convenience and flexibility of depositing cash, other banks cheques, and dividend warrants at any of our branches.
  • Enjoy 4 free withdrawals without forfeiture of credit interest payment on available balances maintained.
  • Encourages you to save as the account does not come with a debit card
  • Convenience of being able to transfer money between your own Access Bank accounts in the branch, online, or over the phone (if you are registered for Access/Diamond online and Access/Diamond mobile)
  • penalty charge of N150 if balance goes below N5,000

What You Need

1. One (1) passport photograph

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2. Personal Identification (Any of these)

  • Current National Passport
  • Driver’s License
  • National ID Card
  • Voters’ ID Card
  • National Identity Management Commission (NIMC) Card
  • Employer confirmation (if employer is well known and undoubted) by way of written letter. In the case of students, identity card of reputable universities shall suffice
  • Identity card of a reputable organization (if employers are well known and undoubted)
  • Letter of introduction from an existing customer (Note: The existing customer shall accompany the prospect to the branch to be identified as a guarantor)
  • Resident Permit (for foreign nationals only)

3. Address verification: (Any of these)

  • Utility bill (PHCN, NITEL, etc.)

Benefits

  • No COT
  • Internet banking at your convenience
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