Sterling Bank Card Services
Sterling Bank Card ServicesSterling Visa Credit card is a revolving Naira denominated Card designed to address customer’s needs for convenience and short term loans. The bank assigns appropriate credit limit to cardholder after credit scoring.
Your Debit Card can be issued instantly at any Sterling Bank Branch Nationwide.
| Daily ATM Withdrawal | N150,000 |
| Daily POS Transaction | N2,000,000 (Subject to increase upon request) |
| Daily WEB Transaction | N1,000,000 (Subject to increase upon request) |
Debit & Credit Cards
Take full control of your account with our debit & credit cards.
Mastercard
The Sterling Bank MasterCard was specifically made to cater to all your banking needs, from bills to cash transfers the card gives you access to various services 24/7.
• Safety & security of transactions due to Chip and PIN technology
• Naira denominated
• Easy access to funds in your account whenever it is required
• Additional security for web payments – OTP/Secure code
• Accepted wherever the MasterCard logo is displayed
• POS and Web Payments at no extra charge
• Easy access to funds 24 hours a day/7 days a week
• Eliminates the risk and inconvenience of carrying cash
• Provides flexibility of use across various terminals – POS terminals, Web, ATMs
• Multiple Value-Added Services – Airtime purchase, Bills payments, etc.
• Affords the cardholder exclusive access to discounts at certain merchant locations including experiential benefits by MasterCard
• ATM – N150,000
• Web – N1,000,000
• POS – N2,000,000
Verve Cards
Shopping or making payments and withdrawals locally? Then our Sterling Verve Card is just for you. This debit card gives you 24hours access to your account and is linked to your Naira Savings or Current account, enabling you make payments on POS terminals, the Internet and withdraw cash from ATMs in Nigeria.
• Safe & secure transactions due to Chip and PIN technology
• Naira denominated
• Balance checking, Quick Cash withdrawals, ATM Fund Transfers.
• Shop and make online payments within Nigeria.
• Accepted throughout Nigeria, wherever the Interswitch or Verve logo is displayed.
• Easy access to funds 24 hours a day/7 days a week.
• Eliminates the risk and inconvenience of carrying cash
• Can be used across multiple channels – POS terminals, Internet, ATMs
• Multiple Value-Added Services – Airtime purchase, Bills payments – DSTV, PHCN etc.
• ATM – N150,000
• Web – N1,000,000
• POS – N2,000,000
Visa Gold Debit Card
Planning for that holiday or business trip abroad? Then be sure to have one of these handy! The Sterling Bank Visa Gold card allows you access your USD Dollar Domiciliary account from anywhere in the world without the hassle of handling foreign currency.
• Dollar denominated linked to US Dollar Domiciliary account
• Withdraw cash from any VISA branded ATM or POS terminals worldwide.
• Make online purchase/payments securely.
• Issue a supplementary card on your account thus eliminating funds transfers.*
• Additional security for web payments – OTP/Secure code
• Easy access to funds 24 hours a day/7 days a week.
• Eliminates the risk and inconvenience of carrying and dealing with conversion of foreign exchange.
• Can be used across multiple channels – POS terminals, Internet, ATMs.
• Payment at POS terminals as well as via internet to pay for goods and services.
• ATM –$1000
• Web –$1000
• POS –$2000
Visit any of our branches nationwide to request for a card.
Visa Platinum Card
The Sterling VISA Platinum Naira Card is designed to offer a wide range of exclusive services to complement your lifestyle. You can enjoy offers enhanced transaction limits, personalised services alongside a diverse bouquet of offerings.
• Naira denominated
• Safety & security of transactions due to Chip and PIN technology
• Easy access to funds in your account whenever it is required
• Additional security for web payments – OTP/Secure code
• Easy access to funds in your account whenever it is required
• Airport Lounge – Access over 700 airport VIP lounges worldwide
• Worldwide emergency services
• Purchase Protection – Short-term insurance (90 days) against loss, theft/specified causes of accidental damage to goods
• Extended Warranty – original manufacturer’s warranty extended up to 24 months from the date the item is purchased
• Premium service at all Sterling Bank’s branches by simply displaying your Card to the Customer Experience Management Personnel (CEMPs) at the Customer Service Desk
You can access details of the above mentioned benefits on www.visapremium.com
• ATM – N200,000
• Web – N1,000,000
• POS – N2,000,000
Visa Credit Card
Sterling Visa Credit card is a revolving Naira denominated Card designed to address customers’ needs for convenience and short-term loans. The bank assigns appropriate credit limit to cardholder after credit scoring.
• Naira denominated linked to a Naira denominated account
• Withdraw cash from any VISA branded ATM or POS terminals worldwide.
• Chip and PIN Secured
• Additional security for web payments – OTP/Secure code
• Offer customers an easy way to track expenses.
• 45 days interest free period
• Access to a revolving credit line
• Flexible repayment option
• Accepted on ATM and POS terminals and anywhere the Visa acceptance logo is displayed
• Visa Classic Credit Card
- ATM – N150,000
- Web – N500,000
- POS – N500,000
• Visa Gold Credit Card
- ATM – N150,000
- Web – N1,000,000
- POS – N500,000
• Visa Platinum Credit Card
- ATM – N150,000
- Web – N2,000,000
- POS – N1,000,000
Sterling Prepaid Card – Sterling Gift Card (NGN)
The Sterling Gift Card is a prepaid Naira denominated card which affords you the opportunity to give the card to friends and loved ones after funding it, enabling them purchase what they really want. For special days and occasions such as birthdays, anniversaries, special days or just for splurge sake, get a Sterling Gift Card today and plant a smile on a loved one’s face.
• Safe & secure transactions
• Naira denominated
• security for web payments – OTP
• Accepted wherever the InterSwitch or Verve logo is displayed
• The card is reloadable and valid for 5 years
• Suitable for online transactions
• Easy access to funds 24 hours a day/7 days a week
• Can be given to minors (below 18)
• No need for an account opening process as the card can be purchased right away at a branch closest to you
• It takes away the worry of choosing the right gift
• Offers great convenience
• Safe alternative to cash gifts
• Eliminates the risk and inconvenience of carrying cash
• Can be used across multiple channels – POS terminals, Web, ATMs
• Can be used for recurring payments that you are uncomfortable charging to your primary debit card
• Offers great discounts at merchant’s location
• No prior account is required
• ATM – N200,000
• Web – N1,000,000
• POS – N1,000,000