A Step-by-Step Guide to Checking Your First Bank Account Balance

Knowing your bank account balance is essential for managing your finances effectively. First Bank, one of the leading financial institutions, offers various convenient methods to check your account balance. In this guide, we’ll walk you through the step-by-step process of checking your First Bank account balance using different channels, ensuring you have a clear understanding of your financial standing at all times.

Method 1: First Bank Mobile App

Download and Install the App: If you haven’t already, download the First Bank mobile app from the official app store on your smartphone. Ensure it is the official app by verifying the developer’s name.
Login or Register: Open the app and log in with your credentials. If you are a new user, you need to register and create an account first. Make sure to provide accurate information and create a strong password to secure your account.
Navigate to Account Balance: Once logged in, you will be taken to the app’s home screen. Look for an option that says “Account Balance” or something similar. It is usually located on the main dashboard for easy access.
Enter Your PIN or Biometric Authentication: To protect your account, the app will require you to enter your PIN or use biometric authentication (fingerprint or facial recognition) before displaying your account balance.
View Your Balance: After successful authentication, your account balance will be displayed on the screen. Take note of your balance and any recent transactions to stay informed about your financial activities.

Method 2: First Bank USSD Code

Dial the USSD Code: On your mobile phone, dial 89400# using the phone number associated with your First Bank account. Make sure you have sufficient network coverage to complete the process.
Select Account Balance: You will receive a list of options on your screen. To check your account balance, find the option that says “Account Balance” or a similar phrase and type the corresponding number next to it (usually 1).
Enter Your USSD PIN: Next, you will be prompted to enter your unique USSD PIN to verify your identity and access your account information.
Check Your Balance: Once your PIN is verified, your First Bank account balance will be displayed on the screen. Make a note of the amount, and if you want a printed statement, you can follow the prompts accordingly.

Method 3: First Bank Internet Banking

Visit the First Bank Website: Using your preferred web browser, visit the official First Bank website (www.firstbanknigeria.com).
Log in to Your Account: Click on the “Internet Banking” option and enter your login details, including your username and password, to access your account.
Navigate to Account Summary: After logging in, look for an option that says “Account Summary” or “Account Balance.” This section typically provides an overview of your account information.
View Your Account Balance: Once you access the account summary, your account balance will be displayed on the screen. Take note of the available balance and any pending transactions.

Conclusion: Regularly checking your First Bank account balance is crucial for managing your finances efficiently. Whether you prefer the convenience of the mobile app, the simplicity of USSD codes, or the comprehensive Internet banking platform, First Bank offers various methods to cater to your preferences. By staying updated on your account balance, you can make informed financial decisions and maintain control over your financial well-being.